SMSF

Self-Managed Super Fund

Our Services

SMSF Compliance

We help trustees of self-managed superannuation funds meet their annual compliance obligations — clearly, carefully, and within ATO and SIS Act requirements.

A self-managed superannuation fund (SMSF) gives trustees direct control over their retirement savings and investment decisions. However, SMSFs carry significant compliance responsibilities. Trustees are required to lodge an annual return, have the fund audited, and meet ongoing obligations under the Superannuation Industry (Supervision) Act 1993 (SIS Act). We assist trustees to manage these obligations with care and accuracy.

⚠ SMSF compliance is a regulated area. We provide tax and compliance services for SMSFs. We do not provide financial advice regarding investment decisions or fund strategy. If you require financial planning advice, please consult a licensed financial adviser.

SMSF Setup

Setting up an SMSF involves a number of legal and regulatory steps. We assist with the documentation and registration process to ensure your fund is established correctly from the outset.

  • Trust deed coordination
  • Trustee appointment assistance
  • Trustee declaration (NAT 71089)
  • ATO regulation election
  • Tax file number (TFN) application
  • Australian Business Number (ABN) registration
  • Bank account setup guidance
  • Investment strategy documentation guidance

Annual Return & Audit

Every SMSF must lodge an annual return with the ATO and have its financial statements and compliance audited by an approved SMSF auditor. We prepare the return and coordinate the audit process on your behalf.

  • Annual SMSF tax return preparation
  • Financial statement preparation
  • Member statements
  • Coordination with SMSF auditor
  • ATO lodgement
  • Regulatory levy payment assistance
  • Pension commencement documentation
  • Transfer balance account reporting

Contributions & Compliance Obligations

We assist trustees in understanding and managing their ongoing compliance obligations, including contribution caps, related party transactions, and ATO reporting requirements.

  • Concessional and non-concessional contribution caps
  • Contribution tax calculations
  • Related party transaction guidance
  • In-house asset rule awareness
  • Event-based reporting (TBAR)
  • ATO correspondence management

Questions About Your SMSF?

Contact us to discuss your fund’s compliance obligations. We will explain the requirements clearly and manage the process for you.

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General information only. This page does not constitute financial or superannuation advice. SMSF trustees should consider seeking independent financial advice regarding investment decisions. Wisdom Freedom Accountants is a registered tax agent under the Tax Agent Services Act 2009 (Cth). SMSF audits are conducted by an independently appointed approved SMSF auditor.